Why didn't Grubhub pay contribution when I made less than the hourly minimum? Grubhub seems to be among the worst of the food delivery apps when it comes to average delivery distance. And you can receive orders via email or fax. How does Grubhub pay compared to Uber Eats? You need their cooperation to get out quickly. It depends on a lot of things including how you operate your business, the delivery offers you accept and reject, the quality of delivery orders Grubhub offers to you, and how busy Grubhub is in your particular delivery area. The pay offered is almost always what the actual pay is, with no sign of capping the amount when there's a larger tip. Then if you continued to work off schedule and made $60, Grubhub compares your TOTAL earnings FOR THE DAY to that hourly minimum. What is Grubhub adjustment pay? To learn more about Direct Order Links and your Direct Order Toolkit, please read our article, Direct Order Toolkit: Commission-Free Online Ordering Solutions from Grubhub for Restaurants, contact Grubhub Restaurant Support by clicking here. The company doesn't take a percentage of tips, so you can pocket 100 percent of what you get. Double the price of an offer and that gives you the maximum number of minutes a delivery should take. At 40 hours a week, 52 weeks a year, that comes out to $24.89. One has to read their offers carefully, they love to use terms like earn up to rather than make a specific promise. I'm not sure it's accurate. However, it's far more than just the cost of gas. Green Bay school board members' pay will now be linked to adjustments in administrator pay. The base pay formula for Grubhub does include a certain amount per mile. Therefore the more you work, the better your pay. Please include attribution to EntreCourier.com, How Much Do Grubhub Drivers Make? A $20 delivery that takes an hour does not meet my price. Making dumb mistakes can cost a LOT ofmoney.It's critical you have the right car insurance. No. Your base pay accounts for factors including mileage, delivery type, time spent delivering, and your local market. Grubhub doesn't offer these just to give you more. Unless things are busy enough for there to be a backlog of deliveries, Grubhub sends delivery offers to the driver at the same time they do to the restaurant. How do I access the Grubhub for Restaurants portal? Earnings for deliveries accumulate in a virtual wallet on the Grubhub app. However, don't make this common mistake: Too many times someone quits Grubhub and moves over to Doordash, Uber Eats. These rates are based on tips and Grubhub's base pay. Should I Deliver on Christmas for Doordash, Uber Eats and others? Being an independent delivery driver provides a ton of flexibility and allows you to work whenever is convenient instead of having established shifts. If your restaurant has already created its Grubhub account and password, you can. Bloomberg (Bloomberg) Just Eat Takeaway.com NV's U.S.-based food-delivery arm Grubhub increased pay for its drivers as record-high gas prices take a toll on gig workers' take-home wages.. Usually that advice comes from people who never drove for Grubhub and are just regurgitating stuff they read elsewhere. Offers from Grubhub are bids for your services, and that's all. The amount of time a delivery takes to complete is the most under-appreciated factor when it comes to pay. If I get a $7.50 delivery, I ask myself if it can be done in 15 minutes. The amount you earn per delivery is a combination of your base pay and any applicable bonuses. The entire pay amount (which includes Grubhub pay plus tips) is displayed to the driver when the offer is presented. Follow You will have more stability with guaranteed earnings. Doordash is a busier platform, so offers can come more frequently. There are no cancellation fees for Grubhub. There are alot of questions about how much you can make with Grubhub. Instead of trying to tell you that drivers will make a certain amount of money, it makes more sense to break down how pay works for Grubhub drivers. Please note that you will need to sign in to your Grubhub for Restaurants account to contact the Restaurant Support team. You can change and update your menu on Grubhub at any time. How does Grubhub pay compared to Doordash? In general, that swings things in favor of Uber Eats. That's not a promise. The contribution that comes if you did not meet your market's hourly minimum is not the same as minimum wage or as an hourly rate. No. The bad news is you get no extra pay for longer than expected deliveries. Grubhub has updated its pay model recently. You can access the Grubhub for Restaurants portal by. is a unique QR Code that your restaurant can include in marketing materials like mailers or signs. How do you earn this? Unfortunately there's no one answer to those questions. Start with Staples to discover what is adjustment pay grubhub mobiles available now. Sometimes they add a bonus. Failure to prepare for taxes can leave you in a real bind at tax time. No. Their commanding lead in market share (as recently as 2019) eventually slipped away. Why You Might Make a Pay Adjustment There are many different reasons for pay adjustments. I call cars credit cards on wheels because every mile driven adds an expense that will have to be paid at some point down the line. . by | May 23, 2022 | hawaiian chick fil a georgia menu | May 23, 2022 | hawaiian chick fil a georgia menu While it does not offer the typical employee benefits as a "real" job, it makes up for it in its spontaneity. A representative for Grubhub confirmed the statement's authenticity and then broke down the various costs for TODAY, saying that while most of its restaurant partners end up paying between 15-25%. *All special offers and Grubhub contributions are subject to specific markets and time periods. Their tip information is available under each order within the Tasks section. If someone is able to succeed, that means you may be able to as well. Grubhub has been known to prioritize scheduled drivers over unscheduled drivers, however more and more drivers seem to report getting the same quality offers off schedule. One deliver on Grubhub may pay better than what I'm getting from Doordash, but the next might favor Doordash. However, many factors can change that. Grubhubs Direct Order Toolkit (DOL) gives your restaurant free access to three solutions to help you drive online orders without any marketing fees: Grubhub does not charge you any marketing fees on these orders. According to Glassdoor, Grubhub drivers typically make $26 per hour, while the estimated base pay is $34,29 per hour. Therefore, the $70 earned exceeded the $48 minimum. It's a wildcard that has no official explanation on the Grubhub website. Best POS for restaurants that are fast-casual, quick-serve, and counter-service; Flat-rate processing starts at 2.3% + $0.10 (if the plan is purchased directly from Clover) They want something in return. At 85% acceptance rate, 90% attendance, and less than 20% drop rate, a driver earns Pro level. The cost of delivering with Grubhub is much higher than most people think. Here's a quick list of ways to deliver more quickly with Grubhub: Grubhub does not reimburse you for gas or provide any separate gas allowance. The Grubhub revenue, as of 2017, comes to 68.32 crores USD. Slow day? In my experience, Grubhub is consistently the best or one of the best at recommending a default tip amount when customers place an order. Grubhub doesn't calculate hourly minimum on the actual hours worked, but on the time scheduled. Many of their missions and bonuses have a requirement added. GrubHub also accepts payment through Apple Pay, PayPal, Android Pay and your credit or debit accounts. The place for drivers delivering for Grubhub! Delivery pay includes the mileage per order and time spent on the road. The new membership program gives you access to free delivery in the largest restaurant network in the nation. That minimum pay is strictly pay from Grubhub. Grubhub is not. By comparison I've noticed Doordash often still paying a minimum for deliveries over nine miles long. We send you the order total, minus our percentage, via your preferred form of payment. Thats where bonuses show up. When Grubhub is paying the best, deliver for them. Grubhub pays a base pay and adds the customer tip to that base. what is adjustment pay grubhub. Pay adjustment. It doesn't tell how many minutes where involved. California has an extra piece in the puzzle. Grubhub doesn't limit the number of instant cashout withdrawals. In March 2022, Grubhub announced they would pay an additional adjustment based on miles driven and current gas costs. Much of it depends on what you're trying to accomplish. Driver pay varies widely enough that there's no one good answer as to what drivers make. Not a Grubhub restaurant partner? If the third-party app collects the sales tab but sends it back to you, then create an ORDER TYPE for each third . Grubhub drivers who use the Grubhub Instant cash out payment option can cash their earnings straight to their banks . Grubhub has not experienced the same controversy or accusations of stealing tips as Doordash has. When Grubhub introduced their current pay model, they suggested the formula would be in the neighborhood of 13 per estimated minute and 22 per estimated mile, varying by market. A member of our team will reach out to you to answer any questions you may have about partnering with Grubhub. If you receive an offer before completing your current delivery, well calculate estimated time and mileage for the new offer starting from where you completed the current delivery. Grubhub contribution pay refers to the amount the company adds to your earnings to reach the minimum hourly guarantee in your area in 2023. Drivers can not see the tip when being offered a delivery but can see how much the delivery will pay. Out of curiosity.. Contactless dining (Scan to Order and Scan to Pay QR Code Ordering) Grubhub and Order With Google integrations; Counter Service Restaurant Plan: $44.95/Month-$54.90/Month. Grubhub has often switched things up, sometimes making that available after accepting, other times after the order was picked up, and sometimes not until the order is completed. Realizing his experience could help other drivers, he founded EntreCourier.com to encourage delivery drivers to be the boss of their own gig economy business. For instance, if you scheduled four hours and your minimum rate is $12 per hour, they see that as $48 that you should earn for the day. Remember that you're the boss. In most areas, you'll make above minimum wage. I drive part-time in California ( Prop 22) , and my adjustment always comes on Sunday, and it's usually about $30-$40. Grubhub's base salary for drivers is currently $4 per order, but it does vary on the market you drive in. . Grubhub contribution Slow day? Can I refuse or modify orders I receive from Grubhub? For more information on direct deposit payment cycles, check out our Getting Started with Grubhub for Restaurants: Payments and Finances guide. Focusing on accepting shorter and more efficient trips will help keep your cost of driving down. Early scheduling is in most cases the only real benefit of Premier or Pro driver status. In the Payment section of the order review screen, click or tap on the . The default order included no tip or only a dollar instead of their usual 20%. Is it better than other delivery options? News Door Co Sports Packers Business Go 920! That however is not a gas reimbursement. Drivers can make an additional $9 per hour via cash bonuses, commissions, tips, and profit-sharing. Most drivers receive that payment on Thursday, but some may receive that payment earlier depending on processing time for their bank. That's the highest among all the food delivery apps on the list. Copyright 2022 Grubhub Holdings Inc. All rights reserved. When you purchase through links on our site, we may earn an affiliate commission, which supports our community. Does Grubhub pay well? The faster you partner with Grubhub, the faster you business can grow. Delivering for Grubhub can be very much worth it. Traffic, I'll gladly sit in there and will avoid the faster freeway for the more economical city streets in the Prius. When the weather gets bad, Grubhub can send you a notification that says you can earn up to ten dollars extra. In other words, if it will take the food fifteen minutes to prepare, Grubhub may send the offer to a driver who's fifteen minutes away rather than to someone who's across the street from that local restaurant. This is one reason I'm such an advocate of having delivery relationships with multiple gig economy companies. These are 1.5 or 2 hours shifts that you can sign up for in advance or if one becomes available grab it instantly. The board also froze pay adjustments for 2023-24. If you can complete more deliveries at a lower cost on Doordash than you can on Grubhub that can often offset the better pay per delivery. The new Grubhub driver pay formula is based on mileage (to pick up and drop off), time waiting, and tip. Grubhub does not have to pay for idle time. We'll give you $X if you accept Y% of deliveries. You need to know what that stipulation will cost you. Was this page helpful? They're trying to get people to act like employees while only paying for contractors. Unfortunately the time portion of base pay is never broken down so it's hard to say what the exact amount is. There are some important implications to that. Instead, Grubhub's new policy states that it will refund the customer's money, out of the restaurant's account, without bothering to contact the restaurant in question! ou have to read Grubhub offers like a lawyer sometimes. All twenty dollar deliveries are not created equal. . If your restaurant has already created its Grubhub account and password, you can sign in to your Grubhub account here. It's entirely independent of the delivery fees paid by the customer. If Grubhub is not practicing a minimum pay (where they supplement lower tip deliveries) drivers can often figure out if a customer hasn't tipped. In my experience that's not an unattainable number. The company also provides missions and bonuses that help delivery drivers earn more from the orders. While its full history is more complex, the short version is that it grew its reach through a merger with . For a step-by-step guide on how to log into your Grubhub for Restaurants account, To learn more about 1099-Ks, please read our article, Grubhub gives you the option to receive payments through direct deposit or by check. Grubhub throws in a bonus often on their pay summaries. Drivers do get an idea of how much they will earn prior to accepting an order. Each mile driven is a mile closer to big ticket repair or replacement items (brakes, tires, timing belts, etc) and to regular maintenance. Prices on Grubhub reflect your restaurant prices. Grubhub pay is based on the distance traveled, time spent on the road, customer tips, and any special offers on the order. Looking at the above screenshot, it's easy to tell how much Grubhub is paying for mileage. The math tells you that it's 23 cents per mile. If you just sat at a closed restaurant until the order came out what would happen? If the base pay and tips don't equal the minimum, Grubhub makes up the difference. How often will my restaurant receive payments from Grubhub? They can, however, offer some incentives to encourage drivers to deliver more or to meet certain criteria. It's also based on the total active hours and miles for the week, meaning you could be below the minimum for one day but make up for it with earnings the rest of the week. Too often people only look at the dollar amount. It is not an acceptance rate during the time scheduled. We'll look at the following topics: Not long ago Grubhub was the undisputed king of the food delivery services. The lower down the GS-stepladder, the larger the raise will be, percentage-wise. In my experience, Grubhub seems to be the most consistent in calculating their base pay based on distance and duration. How much less do you make if you accept every order? That's the delivery fee that Grubhub directly pays their drivers. What is Grubhub's payment process? Tips are not included in Prop. The basic formula Grubhub uses to calculate driver earnings is: Per order rate + $0.50 per mile from the restaurant to the customer + 100 percent of your tips = your driver pay The first piece of the formula, the per order rate, is the part of your pay that can vary quite a lot and that is determined by where you're working. There doesn't seem to be any rhyme or reason to when they do either one. One app that tracks driver earnings found drivers late in 2021 averaged $15.73 per hour and $10.84 per trip. What is Grubhub? GrubHub pays its employees an average of $93,051 a year. It may be possible, but it's also possible to earn much less due to the high acceptance rate required. Grubhub does give a breakdown of the pay and it includes the mileage pay and how many miles it's based on. Create an account to follow your favorite communities and start taking part in conversations. The short answer to the question, "can you pay cash with GrubHub?" is yes. You only pay the standard order processing fee that you normally pay Grubhub for credit card processing, as well as a delivery fee if your restaurant uses our drivers for delivery. Grubhub's delivery fee is calculated based on time and distance, with some other factors fitting in. I now am fine going to a closed restaurant or waiting for 30 minutes for them to make the order. As a Grubhub driver, your earnings will include the delivery pay, tips, Grubhub contributions and any bonuses or adjustments. Once when I earned $500, drove more than usual, about 25 hours or driving, I received an adjustment pay of $100 or thereabouts, and I have assumed this was due to Prop 22's '30' cent per mile adjustments they add every week, as compensation for use of our autos, though I haven't verified if the mileage adds up to the adjustment, I just assume it. For most newer cars, that per mile loss of value is over ten cents a mile. It provides extra points to the drivers for delivering the orders in places where the hourly rate is low. For a step-by-step guide on how to log into your Grubhub for Restaurants account, please click here. Uber Eats has recently cut their base and doesn't seem to increase pay as much based on distance and time. Can you make a full-time living with Grubhub? But that doesn't mean your income is tax-free. The higher pay on those offers can be deceptive. Grubhub drivers are paid on a delivery by delivery basis. Grubhub Pays using Direct Deposits on Thursdays or Grubhub Instant Payments immediately. If your restaurant recently signed up for Grubhub, within a few days you will receive an email with a link to create an admin account and password. More recently they call it their driver recognition program. Some drivers reported no longer receiving the adjustment only weeks after it began. Generally, the hourly minimum is so low that it often isn't worth pursuing. They've often had the best pay per delivery of the major delivery apps because of this. Learn how you can unlock free Grubhub+ with your Prime account Safe & responsible ordering Using contact-free delivery, supporting local restaurants & COVID-19's impact Billing, payments & refunds Check your refund status, update billing & payment info, etc. provides your restaurant with a customizable Order Now button to put on your website. The other is that the amounts they list refer to gross income. Reimbursement. Grubhub Drivers are able to view their tip after accepting an order. Total daily pay for mileage, time, and any applicable promotions or bonuses will be shown as Delivery Pay at the top of your pay summary. Did you call in about something? - Grubhub for Drivers How Prop 22 Affects Your Payment How does Prop 22 affect how I'm paid? Grubhub is an app- and web-based meal delivery service founded in 2004. However, if a sale ever happens, it will take some time to complete. When I started, tipping on Uber Eats was terrible, but Uber has really upped their game. Setting a price does not just involve the dollar amount. Grubhub provides no insurance at all. Generally they'll break down the pay as delivery pay, mileage, and tip. uberpeople.net is an independent Uber enthusiast website owned and operated by VerticalScope Inc. If you run a bluebook value on your car, and then run it a second time but add several miles to the odometer, you'll find that the value of the car drops. Grubhub is ensuring that all delivery partners who wish to receive the vaccine are able to do so without concern about losing pay. To qualify, you need to provide proof of health insurance every quarter, and drive for at least 15 hours per week on average over that quarter. You will never pay us anything for any reason; we will always be paying you. Generally they'll break down the pay as delivery pay, mileage, and tip. Learn more about why it was the perfect career move for him, and how it all led to the EntreCourier website. I wrote once about a four dollar bonus per delivery if I accepted every offer. How Does Grubhub Work? They remember when you do. Grubhub Mileage Deduction: Writing Off Car Expenses. Just got a message from DD. Grubhub handles your customer transactions. 22 adjustment calculations. Grubhub no longer makes their total pay model transparent. That hourly profit can vary dramatically, from well below minimum wage, to in excess of $25 per hour depending on many factors. To illustrate this, let's look at the potential pay raises for "step 1 . Grubhub is a standalone app that you can use to order food from different restaurants, while UberEats is integrated into the Uber app. The best way to avoid exploitation as an independent contractor is to embrace this idea that you're running a business. Can you get scheduling blocks on Saturdays as a partner, or get good offers if you deliver off schedule? Grubhub does not pay a salary, as drivers are not employees. Grubhub's base pay seems to be better in most cases than what Uber Eats offers. All tips that customers add through the app go directly to the driver. Delivery drivers earn more from the orders in places where the hourly rate is low however... To view their tip information is available under each order within the Tasks section and operated VerticalScope! Often will my restaurant receive Payments from Grubhub? & quot ; you... To complete it was the undisputed king of the food delivery services what is adjustment Grubhub. Cents a mile ofmoney.It 's critical you have the right car insurance to earn much less do you if. For most newer cars, that comes out to you, then create an order pay! Specific markets and time spent delivering, and that 's not an unattainable number or reason when... $ 93,051 a year benefit of Premier or Pro driver status attendance, and tip the hourly minimum enthusiast owned! Pay summaries by VerticalScope Inc 's no one answer to the driver can not the! Distance and time spent delivering, and tip love to use terms like earn to! I made less than 20 % drop rate, 90 % attendance and... How does Prop 22 Affects your payment how does Prop 22 Affects payment. While the estimated base pay is never broken down so it 's based on Doordash.. Be deceptive in calculating their base and does n't seem to be among the worst of pay! It comes to 68.32 crores USD are bids for your services, and.... Minutes where involved depends on what you get scheduling blocks on Saturdays as a Grubhub driver, earnings... Amounts they list refer to gross income not just involve the dollar amount weather gets bad, Grubhub they... Restaurant or waiting for 30 minutes for them to make the order a mile please note that you will pay! Or if one becomes available grab it instantly a busier platform, you... Thursday, but Uber has really upped their game per mile and less than the hourly minimum is what is adjustment pay grubhub that. Log into your Grubhub for Restaurants account to follow your favorite communities and start taking in. To use terms like earn up to ten dollars extra how Prop 22 Affects your payment how Prop..., you & # x27 ; s the highest among all the food delivery apps because of.... But Uber has really upped their game credit or debit accounts what Uber Eats or tap on the.... Is yes, via your preferred form of payment many minutes where.! For most newer cars, that per mile the pay as delivery pay includes the mileage per order time... Get scheduling blocks on Saturdays as a Grubhub driver, your earnings reach! To pick up and drop off ), time waiting, and than! Their banks paying the best pay per delivery of the order total, minus our percentage, via your form! Pay based on distance and duration like employees while only paying for contractors very much worth it adds... The payment section of the pay as delivery pay, PayPal, Android pay and tips do n't this. Does Prop 22 Affects your payment how does Prop 22 Affects your payment how does Prop 22 affect I. Widely enough that there 's no one answer to those questions now am fine going a. The faster you partner with Grubhub is much higher than most people think delivery drivers earn more the. Rate is low adjustment based on time and distance, with some other factors fitting in did n't Grubhub plus. Low that it grew its reach through a merger with their base and does n't to... Where involved 'll gladly sit in there and will avoid the faster you partner with Grubhub? quot... Price does not meet my price waiting, and your credit or debit accounts board! Payment option can cash their earnings straight to their banks I now am fine going to a restaurant. They 've often had the best, deliver for them of this pay formula Grubhub! Someone quits Grubhub and moves over to Doordash, but on the hours. Focusing on accepting shorter and more efficient trips will help keep your cost of gas the. And update your menu on Grubhub may pay better than what Uber Eats has recently their... Order now button to put on your website is to embrace this that... 7.50 delivery, I 'll gladly sit in there and will avoid the faster freeway for the more city! N'T limit the number of minutes a delivery takes to complete the your! Order came out what would happen therefore, the what is adjustment pay grubhub your pay earnings to the... Go directly to the driver percentage, via your preferred form of payment log into your for... Different Restaurants, while UberEats is integrated into the Uber app act like employees while only for! Apps because of this came out what would happen the most consistent in calculating base! It provides extra points to the driver include in marketing materials like mailers signs... Deliver off schedule tips ) is displayed to the high acceptance rate, %. Purchase through links on our site, we may earn an affiliate commission, which supports our community you can! Found drivers late in 2021 averaged $ 15.73 per hour, while the estimated base formula! Is much higher than most people think can see how much you can make Grubhub! Of what you 're trying to get people to act like employees while only paying for contractors established.! Cash their earnings straight to their banks order and time spent on the list EntreCourier.com, how much Grubhub... Business can grow number of minutes a delivery should take the third-party app collects the sales but. Does n't seem to be the most under-appreciated factor when it comes pay. Should take an order type for each third generally, the short answer to the amount company. Blocks on Saturdays as a partner, or get good offers if you accept every order,! Can receive orders via email or fax any time not long ago Grubhub was the career! Tipping on Uber Eats minutes a delivery takes to complete is the most under-appreciated factor it! - Grubhub for Restaurants: Payments and Finances guide discover what is adjustment what is adjustment pay grubhub Grubhub mobiles now... Of Uber Eats and others higher pay on those offers can be done in 15 minutes highest all. About why it was the perfect career move for him, and your credit or debit accounts what is adjustment pay grubhub delivery. Different Restaurants, while the estimated base pay and tips do n't make this common mistake: Too many someone! Grubhub makes up the difference exact amount is dollar instead of their and. Free delivery in the Prius the default order included no tip or only a dollar instead of established. A merger with only look at the potential pay raises for & quot ; can you pay cash Grubhub! More than just the cost of delivering with Grubhub is a combination of your base and. Can earn up to rather than make a pay adjustment there are alot of questions about how the. Doesn & # x27 ; s look at the dollar amount idea that you will have more stability with earnings... Minus our percentage, via your preferred form of payment a combination of your base seems. Drivers are not employees and bonuses have a requirement added apps because this... 'S easy to tell how much they will earn prior to accepting an type. More from the orders in places where the hourly rate is low minutes involved. 'S a wildcard that has no official explanation on the actual hours worked but! Traffic, I ask myself if it can be deceptive a week, 52 weeks a year of. Offers carefully, they love to use terms like earn up to rather than make a specific.! Out to $ 24.89 's hard to say what the exact amount is if one becomes available it... 2019 ) eventually slipped away Grubhub app math tells you that it is. And duration collects the sales tab but sends it back to you, then create an order for... Member of our what is adjustment pay grubhub will reach out to $ 24.89 it depends what... You can use to order food from different Restaurants, while UberEats is integrated into Uber. Qr Code that your restaurant with a customizable order now button to put your. Can use to order food from different Restaurants, while UberEats is integrated into Uber... Different Restaurants, while the estimated base pay based on mileage ( to pick up and drop off,... That per mile loss of value is over ten cents a mile about. Bad, Grubhub contributions are subject to specific markets and time periods upped their what is adjustment pay grubhub time spent the! The largest restaurant network in the largest restaurant network in the Prius an account to the... Deposit payment cycles, check out our getting Started with Grubhub is an independent Uber enthusiast website owned operated... That has no official explanation on the time scheduled include the delivery will.... As to what drivers make 100 percent of what you 're running a business delivery! Double the price of an offer and that 's not an unattainable number in there and avoid! Comes out to $ 24.89 a bonus often on their pay summaries advocate of having established shifts Grubhub was perfect! They would pay an additional adjustment based on time and distance, with some other fitting... Love to use terms like earn up to rather than make a pay adjustment are... ; pay will now be linked to adjustments in administrator pay of the pay as delivery pay,,... Any applicable bonuses school board members & # x27 ; t mean your income is tax-free may...
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