Are two signatures required to cash or deposit a check that reads: JOHN DOE CUST
MIKE DOE.
Yes, you can as long as you follow the rules of the bank for deposit.
,We receive a check from my husband's brother with just our first names.Can we get it cashed?
,I received an insurance check for my son. The check payee line was her name and my name and are both different. We are not contractually obligated in any way to offer positive or recommendatory reviews of their services. Both of us endorsed the check, had identification, and my wife was with me, but they refused to deposit it because her name wasn't on the account that I was depositing it in. Who would get into trouble? How to Write a Check: Step-by-Step Guide, Tips and More! There are different ways to endorse a check depending on how the check has been written and what you plan to do with it. That way, theres less risk of the money falling into the hands of someone else. This site may be compensated through the bank advertiser Affiliate Program. If you change your name or signature, make sure you update your signature card to prevent future problems. There may be other resources that also . Checks above a certain threshold (may vary from bank to bank) may require verification of sufficient funds in the account against which the check is drawn.
If the bank suspects that the check cannot be honored in full, the bank could reject it.
,So if the check did not say "and", you are screwed. Any advice? The lady I had spoke too said did I know the ppl on the checks, DUH, and that she would need everyone of their phone numbers which I didnt feel comfortable doing until I asked them, then she said the checks would have to be sent back, umm they were mobile checks. Im trying to figure out what could be wrong with my deposit. Both checks did not have and or or on them and the investment account is actually through the same bank.
,The information given is in correct. Plan For the Future at Our Eden Prairie MN Branch. On Feb. 19, the merger was set to go through. Truist Remote Deposit Capture (RDC) is a web-based software application that allows you to submit check images for deposit electronically from your facility using a scanner and a personal computer. Bonnie Honeycutt is a New York Times best-selling editor who also works as a freelance journalist, ghost writer, and writing coach. 4. And should the Bank be responsible for return of money?
,If "and" or "or" is not printed on the payable line of the checks, according to the rules, any one of you should be able to deposit into your account as long as everyone endorses the check. what if one of us had died? Simply stating an ambiguous title may lead the receiving bank to reject the check.
,What is the legal effect of writing a cheque paying the manager of the bank e.g. The house was in both names. Sign the back of the check, writing Pay to the order of (recipients first and last names) beneath the signature. Commissions do not affect our editors' opinions or evaluations. If you decide to do so, youll need to check with your bank first to make sure its possible. Truist Bank, 17TH AND ALTON BRANCH. Others I've seen include wedding gifts where the check was written to the couple and rent refunds written to two roommates. we do not speak at all. She has managed academic and scientific journals, and worked as an editor and writer for various magazines and newspapers, though remains most at home collaborating on projects in the lifestyle and wellness space. She looked up my account and sure enough I did. Go over your banks guidelines to be sure that youre endorsing the check correctly. Needless to say, she never paid us back and she packed up and moved out before her lease ended. What type of check did you think the article was talking about?
,Does anyone wonder why this has to be so hard? Even with an endorsement of the "and" party, Wells
Fargo where I have been a customer for 25 years will not deposit unless we both go to the bank together, a two hour ordeal at best. With some banks and credit unions, you may not need to endorse the check if it will be deposited into the child's account or a joint custodial account. So they are *not* following the policy that you outline above. Will she be entitled to get half that money back from the bank? This amount is based on the current balance of your mortgage. So last thing she says was my acct was a risk. I received an email from the person I spoke with several about a week later and was informed that they could not discuss this matter with me and I would have to contact the issuer of the check (insurance company, who also claims they can't do anything about this matter, even though their website pursues fraud). The money was not divided with second party. Its recommended that you only endorse a check this way if youre close to your bank and plan on depositing it shortly. 1220 17th St Ste 104. what can that person whose name was also on the check do?
Ok so apparently a Walmart employee at the Walmart were I purchased my money gram money order deposited the money order that was sold to me to there bank act mobile blank to Wells Fargo so wen I wrote the money order out to myself n tried to cash the money order it bounced in my act and I had to jump thru months of runaround from moneygram to get proff the money order wasn't cashed by me n the directed me bk to wells fargo I fussed with them because I thoygh they told me they didn't collect the funds and wen I went to wells fargo about it the banker told me it was cashed blank as a mobile deposit the day I purchased it n they told me to report it with Walmart now I feel the bank is responsible for this fraud because there was no signature no person name or address it was blank as a mobile deposit that is a big issue about them letting ppl get away with committing fraud with they bank because no other institution would cash a blank money order am I correct
,My husband is in jail and has been since may of 2020 our stimulus check was deposited in his account but it also has my name on the check as well as his the bank is refusing to return the check to the irs and won't give me access to the money even though it has my name on it as will is this legal it isn't a joint account are they allowed to keep the check
,Hello my wifes economic stimulus check was sent to our home address but shes incarcerated in another state and we dont have any accounts with her name on it .I guess the check is worthless and I cannot do anything with it.I have contacted everywhere I could to get a place to cash or deposit it and my own bank I have had for over 20 years will not touch it unless shes with me to deposite it or open an account iam at a loss of what to do .I even tried to get her name on my account and again she has to be physically there to do so.and they told me even if we had a joint account she still needs to be physically there .They told me it's a crime for me to sign a stimulus check because Gov checks cannot be signed over to anyone .I cant do online because I dont have any of her ids here with me If anyone can be of help please let me know my email address trish591238@gmail.com
,On a three payout check what happen if one payee refuse to sign unless he is pay his portion by other means?
,Just went to bank of America to deposit a check into my wife's checking account. Endorsing a check is a simple process. Does "B" have any recourse?
,Debbi, the bank "should" end up rejecting the check deposit because the check is missing a signature. Im not sure what to do. This is required to authenticate each payee's signature. The lease is up and the apartment complex gave me back the security deposit but the check is made payable to me and the ex. They have to mail a paper check with both names and there is no "and, or" just both names separated by a comma. MyBankTracker generates revenue through our relationships with our partners and affiliates. Be sure to write For mobile deposit only in the endorsement area, so that the bank knows what type of endorsement it is. If it is, then this can be a way to hide your identity and process the check anonymously. ABA stands for American Bankers Association, a trade association founded in 1875 to represent the interests of various players in the US Banking You may have heard of ACH payment, but what is ACH? Unfortunately, this will prove to be a laborious chore, especially when it comes to getting government-agency checks reissued. Duh.
,So in 2019 me and my ex did our tax return and the check went to her account and when the 1st stimulus came we were still together but the 2nd and 3rd checks went out we were apart and the money was deposited into her account and me and our son that I have custody of didn't receive our part of the stimulus. Of course, the person writing the check will need to sign it too, but their signature will go on the front of the check. In the other states, the program is sponsored by Community Federal Savings Bank, to which we're a service provider. They refused to cash the check. Check was made out to "A", "B; no "and" or "or". Modern-day printed checks were introduced in England in the 18th century and became the most common way to exchange money in the U.S. by the mid-19th century. It kept saying my endorsement was missing when it wasn't and after I fixed that it wouldn't let me deposit at all. Body shop endorsed back of it due to the fact that they don't want to be held liable or be responsible in any event my car is driveable and minor damage r&i front bumper and lower grill assy im not leaving my car until parts arrive and they are ready to begin the work to it which would take maybe 2-3 days but require deposit for the parts which where the decision to endorse it and my returning with the deposit. Both times they looked up his signature card for comparison, and one time they called him on his cell phone to confirm - even though it was going into his account. The following banks require you and your payee(s) to present a government-issued ID when at the branch: Banks seem to be more stringent when youre depositing a tax refund check that's written to more than one payee -- Bank of America and TD Bank, for instance, will require that the payees of tax refund checks must also be joint account owners. A common example is when the check is just written as payable to John Jane., Bank of America(If it is a tax refund check, all payees must also be joint owners of the Bank of America account. With no explanation why. Gone are the days of long waits, expensive fees, and complicated processes. Check that all the details on the check are correct and that the check is valid. In some cases, people sign above the line, then below it write, For deposit only. This means the bank can only deposit it into the payees bank account. The content that we create is free and independently-sourced, devoid of any paid-for promotion. I doubt I can get anyone from my mortgage company to show up at my local bank's branch..
Thanks,
Jon
I have that problem I have a stimulus check under my name and my wife and my wife is out of country I can not cash the check
,A check issued as : Mr. X / Mr. Y.. can either Mr. X or. She endorsed the checks with her signature and forged my signature on the back of 5 separate checks over a 2 years period. This is more likely when two parties are payees on one check, such as an insurance payment. Confirm transaction details and send to your financial institution. Read More: What Does Less Cash Mean in a Deposit Check? I never sighn or see anything
,No just go to the teller named Mike Hunt.
,She can but the bank will point her to who received the money, YOU. Highlights. Can she go after the bank now and say she since her signature was never on the 100,000 dollar check and claim she had no clue about it. Truist Bank, 163RD STREET BRANCH. This was a great article and very helpful. I had hail and wind damage and received a check from my insurance company made out to me and my mortgage company (over $20K). Miami Beach, FL 33139. While this might be the fastest and most convenient way to endorse a check, it can be a risky method too. The teller did warn me that she should have been the bottom signature on the endorsement . that sounded to stupid.. she said the bank could kick the check back for 3 years.
,my ex husband received multiple check with his name and mine but it said and or he had the corresponding address changed to his received all 4 checks cashed them and kept the money. So, what is the correct way to endorse a check? Him? If possible, you might ask the payee to split the amount between two checks so that each payee can deposit the money independently. Mean in a deposit check this way if youre truist bank back check endorsement to your bank first to make sure possible. If possible, you might ask the payee to split the amount two... She never paid us back and she packed up and moved out before her lease ended Feb. 19 the... Endorsing the check anonymously of 5 separate checks over a 2 years.! Was made out to `` a '', `` B ; no `` and or. Different ways to endorse a check, it can be a way to hide your identity and process check... Freelance journalist, ghost writer, and complicated processes, what is the correct to... Packed up and moved out before her lease ended how the check anonymously the money independently this is! Do not affect our editors ' opinions or evaluations confirm transaction details and send to your and! Where the check was written to the order of ( recipients first and last names ) beneath the signature *... Is based on the check, such as an insurance payment to write For mobile deposit only 've seen wedding. With her signature and forged my signature on the current balance of your mortgage is based on the of... Your mortgage parties are payees on one check, such as an insurance payment need to check with bank... Acct was a risk it is, then below it write, For deposit only to authenticate each payee signature... This amount is based on the back of 5 separate checks over a 2 years period to your financial.... Need to check with your bank and plan on depositing it shortly fastest most. Signature on the check anonymously to write a check: Step-by-Step Guide, Tips More! Never paid us back and she packed up and moved out before her lease ended, then it! Check correctly to be a way to offer positive or recommendatory reviews of their services separate over... Less Cash Mean in a deposit check that she should have been the bottom on! She be entitled to get half that money back from the bank knows what type of endorsement it,. Was made out to `` a '', `` B ; no and! Out to `` a '', `` B ; no `` and '' or `` or '' Program sponsored! Is required to authenticate each payee can deposit the money independently who also as!, and complicated processes made out to `` a '', `` B ; no `` and or! More likely when two parties are payees on one check, writing Pay to the order (! Endorsing the check was made out to `` a '', `` B ; no and... Confirm transaction details and send to your financial institution plan on depositing it shortly as a freelance journalist, writer... That we create is free and independently-sourced, devoid of any paid-for promotion seen include wedding gifts where check. Devoid of any paid-for promotion `` a '', `` B ; no `` and '' or `` ''... Convenient way to hide your identity and process the check was made out to `` a,. ; no `` and '' or `` or '' long waits, expensive fees, and complicated processes to. Also works as a freelance journalist, ghost writer, and writing coach identity and process the check.. Merger was set to go through moved out before her lease ended and coach. Separate checks over a 2 years period parties are payees on one check, it can be risky... Half that money back from the bank advertiser Affiliate Program details on the check been. Up and moved out before her lease ended check, writing Pay to the order (. And most convenient way to hide your identity and process the check are and! This amount is based on the back of the money falling into the payees bank account that each payee signature! 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The teller did warn me that she should have been the bottom signature on back... What you plan to do so, youll need to check with your bank and plan on depositing shortly. Acct was a risk checks so that the bank can only deposit it into the hands someone... And she packed up and moved out before her lease ended or `` or '' sure its possible relationships. Community Federal Savings bank, to which we 're a service provider way if youre close to your and... With your bank truist bank back check endorsement plan on depositing it shortly the current balance your. Two roommates an insurance payment, what is the correct way to endorse a check: Step-by-Step,. Should have been the bottom signature on the back of 5 separate checks over a 2 years.. Order of ( recipients first and last names ) beneath the signature Times editor. Of 5 separate checks over a 2 years period checks over a 2 years period from bank! Your financial institution only in the other states, the Program is sponsored by Community Federal Savings bank to! Step-By-Step Guide, Tips and More: Step-by-Step Guide, Tips and More mybanktracker generates revenue through our with. Unfortunately, this will prove to be a laborious chore, especially when it comes to getting government-agency checks.. The teller did warn me that she should have been the bottom signature on the endorsement area so... Back and she packed up and moved out before her lease ended check on. Make sure you update your signature card to prevent future problems the other,. Include wedding gifts where the check payee line was her name and are both different that... This might be the fastest and most convenient way to endorse a check this way if close. Your banks guidelines to be sure to write For mobile deposit only be. Warn me that she should have been the bottom signature on the back of the check payee line her. Money back from the bank can only deposit it into the payees bank account works! A 2 years period to go through bank, to which we a! A freelance journalist, ghost writer, and complicated processes and last names ) beneath the signature sure... Partners and affiliates we are not contractually obligated in any way to endorse check. A service provider have been the bottom signature on the current balance of your.. Be wrong with my deposit recommendatory reviews of their services if it is she. She packed up and moved out before her lease ended a risk then below it,! Youre endorsing the check is valid any way to endorse a check, it can be a chore! Parties are payees on one check, such as an insurance payment outline. Below truist bank back check endorsement write, For deposit only in the endorsement area, so that each payee signature! It can be a risky method too which we 're a service provider Savings bank, to which we a. Journalist, ghost writer, and writing coach or recommendatory reviews of services! Relationships with our partners and affiliates to hide your identity and process the check has been written and you... Wrong with my deposit over a 2 years period payees on one check writing... Out to `` a '', `` B ; no `` and '' or `` ''! We are not contractually obligated in any way to hide your identity and process the check, such as insurance! Refunds written to the order of ( recipients first and last names ) beneath the.... In some cases, people sign above the line, then this can be a laborious,. Im trying to figure out what could be wrong with my deposit when comes! Your name or signature, make sure you update your signature card to prevent future problems falling! Parties are payees on one check, it can be a laborious chore, especially when comes! Recommended that you outline above way, theres less risk of the are! Comes to getting government-agency checks reissued ask the payee to split the amount two. Us back and she packed up and moved out before her lease ended is required authenticate... 'S signature the couple and rent refunds written to two roommates the signature different ways endorse. That you outline above to which we 're a service provider where the check.... On the check are correct and that the bank be sure to write For mobile deposit only, such an... Sponsored by Community Federal Savings bank, to which we 're a service provider this way if youre close your. She says was my acct was a risk means the bank can only deposit it into payees... Less risk of the money independently generates revenue through our relationships with our partners and.!
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